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UNAUDITED CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Sep. 30, 2017
Dec. 31, 2016
ASSETS    
Cash and cash equivalents $ 12,038 $ 13,936
Restricted cash and equivalents 115,026 112,754
Finance receivables 2,317,727 2,267,943
Less: Allowance for finance credit losses (108,619) (95,578)
Finance receivables, net 2,209,108 2,172,365
Furniture and equipment, net 1,910 2,017
Deferred tax assets, net 47,652 42,845
Accrued interest receivable 42,148 36,233
Other assets 22,503 30,252
Total 2,450,385 2,410,402
Liabilities    
Accounts payable and accrued expenses 29,262 24,977
Warehouse lines of credit 106,632 103,358
Securitization trust debt 2,103,567 2,080,900
Subordinated renewable notes 16,229 14,949
Total 2,255,690 2,224,184
Shareholders' Equity    
Preferred stock, $1 par value; authorized 0 0
Common stock, no par value; authorized 75,000,000 shares; 21,868,887 and 23,587,126 shares issued and outstanding at September 30, 2017 and December 31, 2016, respectively 71,889 77,128
Retained earnings 129,488 115,772
Accumulated other comprehensive loss (6,682) (6,682)
Total stockholders' equity 194,695 186,218
Total liabilities and stockholders' equity 2,450,385 2,410,402
Series A Preferred Stock [Member]    
Shareholders' Equity    
Preferred stock, $1 par value; authorized 0 0
Series B Preferred Stock [Member]    
Shareholders' Equity    
Preferred stock, $1 par value; authorized $ 0 $ 0