UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
Cash flows from operating activities:
Net income	$ 9,052	$ 14,486
Adjustments to reconcile net income to net cash provided by operating activities:
Accretion of deferred acquisition fees and origination costs	152	(2,114)
Amortization of discount on securitization trust debt	0	20
Depreciation and amortization	448	367
Amortization of deferred financing costs	4,367	4,129
Provision for credit losses	95,717	88,619
Stock-based compensation expense	2,622	2,595
Changes in assets and liabilities:
Accrued interest receivable	(719)	(2,051)
Deferred tax assets, net	(2,353)	(2,753)
Other assets	5,172	1,032
Accounts payable and accrued expenses	227	9,000
Net cash provided by operating activities	114,685	113,330
Cash flows from investing activities:
Purchases of finance receivables held for investment	(463,546)	(631,412)
Payments received on finance receivables held for investment	332,835	326,176
Payments received on receivables portfolio at fair value	4	48
Change in repossessions held in inventory	2,839	2,192
Increases in restricted cash and cash equivalents, net	(5,544)	(9,214)
Purchase of furniture and equipment	(525)	(444)
Net cash used in investing activities	(133,937)	(312,654)
Cash flows from financing activities:
Proceeds from issuance of securitization trust debt	431,490	662,150
Proceeds from issuance of subordinated renewable notes	2,340	904
Payments on subordinated renewable notes	(1,209)	(785)
Net advances of warehouse lines of credit	28,029	(29,853)
Repayments of residual interest financing debt	0	(1,587)
Repayment of securitization trust debt	(430,750)	(424,155)
Payment of financing costs	(4,133)	(4,645)
Purchase of common stock	(5,379)	(6,323)
Exercise of options and warrants	738	48
Net cash provided by financing activities	21,126	195,754
Increase (decrease) in cash and cash equivalents	1,874	(3,570)
Cash and cash equivalents at beginning of period	13,936	19,322
Cash and cash equivalents at end of period	15,810	15,752
Cash paid during the period for:
Interest	40,579	32,746
Income taxes	$ 3,302	$ 3,784