UNAUDITED CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
ASSETS
Cash and cash equivalents	$ 16,191	$ 19,322
Restricted cash and equivalents	126,011	106,054
Finance receivables	2,098,243	1,985,093
Less: Allowance for finance credit losses	(79,867)	(75,603)
Finance receivables, net	2,018,376	1,909,490
Finance receivables measured at fair value	23	61
Furniture and equipment, net	1,661	1,715
Deferred tax assets, net	37,543	37,597
Accrued interest receivable	30,617	31,547
Other assets	19,536	23,139
Total	2,249,958	2,128,925
Liabilities
Accounts payable and accrued expenses	32,890	29,509
Warehouse lines of credit	170,299	194,056
Residual interest financing	8,336	9,042
Debt secured by receivables measured at fair value		0
Securitization trust debt	1,856,396	1,720,021
Subordinated renewable notes	15,348	15,138
Total	$ 2,083,269	$ 1,967,766
COMMITMENTS AND CONTINGENCIES
Shareholders' Equity
Common stock, no par value; authorized 75,000,000 shares; 24,926,465 and 25,616,460 shares issued and outstanding at March 31, 2016 and December 31, 2015, respectively	$ 79,653	$ 81,337
Retained earnings	93,686	86,472
Accumulated other comprehensive loss	(6,650)	(6,650)
Total stockholders' equity	166,689	161,159
Total liabilities and stockholders' equity	2,249,958	2,128,925
Series A Preferred Stock [Member]
Shareholders' Equity
Preferred stock, $1 par value; authorized	0	0
Series B Preferred Stock [Member]
Shareholders' Equity
Preferred stock, $1 par value; authorized	$ 0	$ 0