1. Summary of Significant Accounting Policies (Tables)

3 Months Ended

Mar. 31, 2016

Accounting Policies [Abstract]

Other Income

	Three Months Ended
	March 31,
		2016		2015
		(In thousands)
Direct mail revenues	$	2,845	$	2,137
Convenience fee revenue	$	645		950
Recoveries on previously charged-off contracts	$	243		192
Sales tax refunds	$	199		150
Other	$	31		53
Other income for the period	$	3,963	$	3,482

Stock option activity

	Number of Shares (in thousands)			Weighted Average Exercise Price		Weighted Average Remaining Contractual Term
Options outstanding at the beginning of period		11,228		$	4.66	5.55 years
Granted		–			–	N/A
Exercised		(14	)		0.99	N/A
Forfeited		–			–	N/A
Options outstanding at the end of period		11,214		$	4.67	5.31 years
Options exercisable at the end of period		6,333		$	3.61	4.70 years