9. Income Taxes (Details-Deferred Taxes) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Deferred Tax Assets:
Finance receivables	$ 20,825	$ 19,046
Accrued liabilities	3,091	2,551
Furniture and equipment	0	16
NOL carryforwards	3,272	6,922
Built in losses	10,254	11,698
Pension accrual	1,999	1,090
AMT credit carryforward	166	2,899
Other	1,109	941
Total deferred tax assets	40,716	45,163
Deferred Tax Liabilities:
Deferred loan costs	(2,894)	(2,316)
Furniture and Equipment	(225)	0
Total deferred tax liabilities	(3,119)	(2,316)
Net deferred tax asset	$ 37,597	$ 42,847