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6. Debt (Details - Debt Outstanding) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Fair Value, Option, Qualitative Disclosures Related to Election [Line Items]    
Debt outstanding $ 220,641 $ 85,649
Warehouse lines of credit with Fortress Investment Group [Member]    
Fair Value, Option, Qualitative Disclosures Related to Election [Line Items]    
Debt outstanding $ 91,504 23,581
Interest rate 5.50% over one month Libor (Minimum 6.50%)  
Maturity date April 2019  
Warehouse lines of credit with Citibank, N.A. [Member]    
Fair Value, Option, Qualitative Disclosures Related to Election [Line Items]    
Debt outstanding $ 73,940 33,258
Interest rate 5.50% over one month Libor (Minimum 6.25%)  
Maturity date August 2017  
Warehouse lines of credit with Credit Suisse AG and Ares Agent Services, L.P. [Member]    
Fair Value, Option, Qualitative Disclosures Related to Election [Line Items]    
Debt outstanding $ 31,017 0
Interest rate 6.75% over one month Libor (Minimum 7.75%)  
Maturity date November 2019  
Residual interest financing [Member]    
Fair Value, Option, Qualitative Disclosures Related to Election [Line Items]    
Debt outstanding $ 9,042 12,327
Interest rate 11.75% over one month Libor  
Maturity date April 2018  
Debt secured by receivables measured at fair value [Member]    
Fair Value, Option, Qualitative Disclosures Related to Election [Line Items]    
Debt outstanding $ 0 1,250
Interest rate n/a  
Maturity date Repayment is based on payments from underlying receivables.  Final payment of the 8.00% loan was made in September 2013. Final residual payment was made in January 2015.  
Subordinated renewable notes [Member]    
Fair Value, Option, Qualitative Disclosures Related to Election [Line Items]    
Debt outstanding $ 15,138 $ 15,233
Interest rate Weighted average rate of 9.04% and 10.7% at December 31, 2015 and 2014, respectively  
Maturity date Weighted average maturity of October 2017 and October 2016 at December 31, 2015 and 2014, respectively