UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Cash flows from operating activities:
Net income	$ 16,870	$ 13,731
Adjustments to reconcile net income to net cash provided by operating activities:
Accretion of deferred acquisition fees	(5,318)	(8,922)
Accretion of purchase discount on receivables measured at fair value	0	(353)
Amortization of discount on securitization trust debt	41	76
Amortization of discount on senior secured debt, related party	0	623
Accretion of premium on debt secured by receivables measured at fair value	0	490
Mark to fair value on debt secured by receivables at fair value	0	339
Mark to fair value of receivables measured at fair value	0	8
Depreciation and amortization	301	221
Amortization of deferred financing costs	3,437	3,384
Provision for credit losses	69,122	49,508
Stock-based compensation expense	2,176	1,459
Interest income on residual assets	(65)	(236)
Changes in assets and liabilities:
Accrued interest receivable	(4,707)	(830)
Deferred tax assets, net	630	7,665
Other assets	5,697	708
Accounts payable and accrued expenses	707	(587)
Net cash provided by operating activities	88,891	67,284
Cash flows from investing activities:
Purchases of finance receivables held for investment	(503,791)	(401,266)
Payments received on finance receivables held for investment	264,226	216,698
Payments received on receivables portfolio at fair value	1,348	9,135
Proceeds received on residual interest in securitizations	0	830
Change in repossessions in inventory	1,391	(2,629)
Increases in restricted cash and cash equivalents, net	(24,740)	(22,618)
Purchase of furniture and equipment	(832)	(461)
Net cash used in investing activities	(262,398)	(200,311)
Cash flows from financing activities:
Proceeds from issuance of securitization trust debt	495,000	382,500
Proceeds from issuance of subordinated renewable notes	431	260
Payments on subordinated renewable notes	(682)	(1,364)
Net proceeds from (repayments of) warehouse lines of credit	4,932	31,838
Proceeds from (repayments of) residual interest financing debt	(1,053)	(5,017)
Repayment of securitization trust debt	(317,963)	(233,816)
Repayment of debt secured by receivables measured at fair value	(1,250)	(8,554)
Repayment of senior secured debt, related party	0	(39,182)
Payment of financing costs	(4,968)	(3,236)
Purchase of common stock	(1,773)	0
Exercise of options and warrants	1,410	1,912
Net cash provided by financing activities	174,084	125,341
Increase (decrease) in cash and cash equivalents	577	(7,686)
Cash and cash equivalents at beginning of period	17,859	22,112
Cash and cash equivalents at end of period	18,436	14,426
Cash paid during the period for:
Interest	22,941	23,289
Income taxes	$ 8,455	$ 2,514