UNAUDITED CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
ASSETS
Cash and cash equivalents	$ 18,436	$ 17,859
Restricted cash and equivalents	200,122	175,382
Finance receivables	1,784,798	1,595,956
Less: Allowance for finance credit losses	(74,541)	(61,460)
Finance receivables, net	1,710,257	1,534,496
Finance receivables measured at fair value	316	1,664
Furniture and equipment, net	1,692	1,161
Deferred financing costs	13,893	12,362
Deferred tax assets, net	42,217	42,847
Accrued interest receivable	28,079	23,372
Other assets	16,892	23,915
Total	2,031,904	1,833,058
Liabilities
Accounts payable and accrued expenses	22,367	21,660
Warehouse lines of credit	61,771	56,839
Residual interest financing	11,274	12,327
Debt secured by receivables measured at fair value	0	1,250
Securitization trust debt	1,775,574	1,598,496
Subordinated renewable notes	14,982	15,233
Total	$ 1,885,968	$ 1,705,805
COMMITMENTS AND CONTINGENCIES
Shareholders' Equity
Preferred stock, $1 par value; authorized 4,998,130 shares; none issued	$ 0	$ 0
Common stock, no par value; authorized 75,000,000 shares; 26,150,459 and 24,540,640 shares issued and outstanding at June 30, 2015 and December 31, 2014 respectively	82,326	80,513
Retained earnings	68,661	51,791
Accumulated other comprehensive loss	(5,051)	(5,051)
Total	145,936	127,253
Total	2,031,904	1,833,058
Series A Preferred Stock [Member]
Shareholders' Equity
Preferred stock, $1 par value; authorized 4,998,130 shares; none issued	0	0
Series B Preferred Stock [Member]
Shareholders' Equity
Preferred stock, $1 par value; authorized 4,998,130 shares; none issued	$ 0	$ 0