1. Summary of Significant Accounting Policies (Tables)

6 Months Ended

Jun. 30, 2015

Accounting Policies [Abstract]

Other Income

	Three Months Ended					Six Months Ended
	June 30,					June 30,
	2015		2014			2015		2014
	(In thousands)					(In thousands)
Direct mail revenues	$	2,382	$	2,171		$	4,519	$	4,023
Convenience fee revenue		530		800			1,480		1,610
Recoveries on previously charged-off contracts		141		48			333		83
Sales tax refunds		144		129			150		231
Other		202		(142	)		399		(304	)
Other income for the period	$	3,399	$	3,006		$	6,881	$	5,643

Stock option activity

	Number of		Weighted	Weighted Average
	Shares		Average	Remaining
	(in thousands)		Exercise Price	Contractual Term
Options outstanding at the beginning of period	10,828	$	4.05	6.01 years
Granted	1,965		6.11	N/A
Exercised	(971)		1.38	N/A
Forfeited	(271)		5.12	N/A
Options outstanding at the end of period	11,551	$	4.60	5.93 years
Options exercisable at the end of period	5,763	$	3.15	5.05 years