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UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2015
Mar. 31, 2014
Cash flows from operating activities:    
Net income $ 8,333us-gaap_NetIncomeLoss $ 6,705us-gaap_NetIncomeLoss
Accretion of deferred acquisition fees (2,881)cpss_AccretionOfDeferredAcquisitionFees (4,610)cpss_AccretionOfDeferredAcquisitionFees
Accretion of purchase discount on receivables measured at fair value 0us-gaap_AccretionOfDiscount (239)us-gaap_AccretionOfDiscount
Amortization of discount on securitization trust debt 20us-gaap_AmortizationOfFinancingCostsAndDiscounts 41us-gaap_AmortizationOfFinancingCostsAndDiscounts
Amortization of discount on senior secured debt, related party 0us-gaap_AmortizationOfDebtDiscountPremium 623us-gaap_AmortizationOfDebtDiscountPremium
Accretion of premium on debt secured by receivables measured at fair value 0us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments 304us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments
Mark to fair value on debt secured by receivables at fair value 0us-gaap_AssetsFairValueAdjustment 194us-gaap_AssetsFairValueAdjustment
Mark to fair value of receivables measured at fair value 0us-gaap_AssetAtFairValueChangesInFairValueResultingFromChangesInAssumptions (7)us-gaap_AssetAtFairValueChangesInFairValueResultingFromChangesInAssumptions
Depreciation and amortization 148us-gaap_DepreciationDepletionAndAmortization 94us-gaap_DepreciationDepletionAndAmortization
Amortization of deferred financing costs 1,673us-gaap_AmortizationOfFinancingCosts 1,684us-gaap_AmortizationOfFinancingCosts
Provision for credit losses 33,439us-gaap_ProvisionForLoanAndLeaseLosses 23,880us-gaap_ProvisionForLoanAndLeaseLosses
Stock-based compensation expense 1,096us-gaap_ShareBasedCompensation 771us-gaap_ShareBasedCompensation
Interest income on residual assets (37)us-gaap_InterestIncomeOther (113)us-gaap_InterestIncomeOther
Changes in assets and liabilities:    
Accrued interest receivable (1,124)us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet 1,213us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet
Deferred tax assets, net 2,500us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets 5,059us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
Other assets 6,644us-gaap_IncreaseDecreaseInOtherOperatingAssets 530us-gaap_IncreaseDecreaseInOtherOperatingAssets
Accounts payable and accrued expenses 5us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities 26us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
Net cash provided by operating activities 49,816us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations 36,155us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
Cash flows from investing activities:    
Purchases of finance receivables held for investment (233,890)cpss_PurchasesOfFinanceReceivablesHeldForInvestment (189,886)cpss_PurchasesOfFinanceReceivablesHeldForInvestment
Payments received on finance receivables held for investment 122,066us-gaap_PaymentsForProceedsFromLoansReceivable 103,936us-gaap_PaymentsForProceedsFromLoansReceivable
Payments received on receivables portfolio at fair value 921cpss_PaymentsOnReceivablesPortfolioAtFairValue 5,664cpss_PaymentsOnReceivablesPortfolioAtFairValue
Proceeds received on residual interest in securitizations 0us-gaap_ProceedsFromCollectionOfRetainedInterestInSecuritizedReceivablesCategorizedAsHeldToMaturity 522us-gaap_ProceedsFromCollectionOfRetainedInterestInSecuritizedReceivablesCategorizedAsHeldToMaturity
Change in repossessions in inventory 882cpss_ChangeInRepossessionsInInventory (1,800)cpss_ChangeInRepossessionsInInventory
Decreases (increases) in restricted cash and cash equivalents, net 1,931us-gaap_IncreaseDecreaseInRestrictedCashForOperatingActivities (15,312)us-gaap_IncreaseDecreaseInRestrictedCashForOperatingActivities
Purchase of furniture and equipment (404)us-gaap_PaymentsToAcquirePropertyPlantAndEquipment (165)us-gaap_PaymentsToAcquirePropertyPlantAndEquipment
Net cash used in investing activities (108,494)us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations (97,041)us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
Cash flows from financing activities:    
Proceeds from issuance of securitization trust debt 245,000us-gaap_ProceedsFromIssuanceOfSecuredDebt 180,000us-gaap_ProceedsFromIssuanceOfSecuredDebt
Proceeds from issuance of subordinated renewable notes 111us-gaap_ProceedsFromIssuanceOfLongTermDebt 155us-gaap_ProceedsFromIssuanceOfLongTermDebt
Payments on subordinated renewable notes (262)us-gaap_RepaymentsOfLongTermDebtAndCapitalSecurities (712)us-gaap_RepaymentsOfLongTermDebtAndCapitalSecurities
Net proceeds from (repayments of) warehouse lines of credit (34,874)us-gaap_ProceedsFromLinesOfCredit 32,075us-gaap_ProceedsFromLinesOfCredit
Proceeds from (repayments of) residual interest financing debt (253)us-gaap_RepaymentsOfOtherDebt (3,514)us-gaap_RepaymentsOfOtherDebt
Repayment of securitization trust debt (145,867)us-gaap_RepaymentsOfSecuredDebt (110,220)us-gaap_RepaymentsOfSecuredDebt
Repayment of debt secured by receivables measured at fair value (1,250)us-gaap_RepaymentsOfFinancialServicesObligations (5,039)us-gaap_RepaymentsOfFinancialServicesObligations
Repayment of senior secured debt, related party 0us-gaap_ProceedsFromRepaymentsOfRelatedPartyDebt (39,182)us-gaap_ProceedsFromRepaymentsOfRelatedPartyDebt
Payment of financing costs (1,920)us-gaap_PaymentsOfFinancingCosts (1,578)us-gaap_PaymentsOfFinancingCosts
Exercise of options and warrants 336us-gaap_ProceedsFromStockOptionsExercised 1,356us-gaap_ProceedsFromStockOptionsExercised
Net cash provided by financing activities 61,021us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations 53,341us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
Increase (decrease) in cash and cash equivalents 2,343us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease (7,545)us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease
Cash and cash equivalents at beginning of period 17,859us-gaap_CashAndCashEquivalentsAtCarryingValue 22,112us-gaap_CashAndCashEquivalentsAtCarryingValue
Cash and cash equivalents at end of period 20,202us-gaap_CashAndCashEquivalentsAtCarryingValue 14,567us-gaap_CashAndCashEquivalentsAtCarryingValue
Cash paid during the period for:    
Interest 11,415us-gaap_InterestPaidNet 11,506us-gaap_InterestPaidNet
Income taxes $ 5us-gaap_IncomeTaxesPaidNet $ 261us-gaap_IncomeTaxesPaidNet