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UNAUDITED CONDENSED CONSOLIDATED BALANCE SHEETS (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2015
Dec. 31, 2014
ASSETS    
Cash and cash equivalents $ 20,202us-gaap_CashAndCashEquivalentsAtCarryingValue $ 17,859us-gaap_CashAndCashEquivalentsAtCarryingValue
Restricted cash and equivalents 173,451us-gaap_RestrictedCashAndCashEquivalentsAtCarryingValue 175,382us-gaap_RestrictedCashAndCashEquivalentsAtCarryingValue
Finance receivables 1,683,904us-gaap_LoansAndLeasesReceivableConsumer 1,595,956us-gaap_LoansAndLeasesReceivableConsumer
Less: Allowance for finance credit losses (68,142)us-gaap_FinancingReceivableAllowanceForCreditLosses (61,460)us-gaap_FinancingReceivableAllowanceForCreditLosses
Finance receivables, net 1,615,762us-gaap_LoansAndLeasesReceivableNetReportedAmountConsumer 1,534,496us-gaap_LoansAndLeasesReceivableNetReportedAmountConsumer
Finance receivables measured at fair value 743us-gaap_ReceivablesFairValueDisclosure 1,664us-gaap_ReceivablesFairValueDisclosure
Furniture and equipment, net 1,417us-gaap_PropertyPlantAndEquipmentNet 1,161us-gaap_PropertyPlantAndEquipmentNet
Deferred financing costs 12,609us-gaap_DeferredFinanceCostsNoncurrentNet 12,362us-gaap_DeferredFinanceCostsNoncurrentNet
Deferred tax assets, net 40,347us-gaap_DeferredTaxAssetsNetNoncurrent 42,847us-gaap_DeferredTaxAssetsNetNoncurrent
Accrued interest receivable 24,496us-gaap_AccruedInvestmentIncomeReceivable 23,372us-gaap_AccruedInvestmentIncomeReceivable
Other assets 16,426us-gaap_OtherAssetsNoncurrent 23,915us-gaap_OtherAssetsNoncurrent
Total 1,905,453us-gaap_Assets 1,833,058us-gaap_Assets
LIABILITIES AND SHAREHOLDERS' EQUITY    
Accounts payable and accrued expenses 21,665us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent 21,660us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent
Warehouse lines of credit 21,965us-gaap_LinesOfCreditCurrent 56,839us-gaap_LinesOfCreditCurrent
Residual interest financing 12,074us-gaap_OtherSecuredFinancings 12,327us-gaap_OtherSecuredFinancings
Debt secured by receivables measured at fair value 0us-gaap_LiabilitiesFairValueDisclosure 1,250us-gaap_LiabilitiesFairValueDisclosure
Securitization trust debt 1,697,649us-gaap_PrincipalAmountOutstandingOnLoansSecuritized 1,598,496us-gaap_PrincipalAmountOutstandingOnLoansSecuritized
Subordinated renewable notes 15,082us-gaap_SubordinatedDebt 15,233us-gaap_SubordinatedDebt
Total 1,768,435us-gaap_Liabilities 1,705,805us-gaap_Liabilities
COMMITMENTS AND CONTINGENCIES     
Shareholders' Equity    
Preferred stock, $1 par value; authorized 4,998,130 shares; none issued 0us-gaap_PreferredStockValue 0us-gaap_PreferredStockValue
Common stock, no par value; authorized 75,000,000 shares; 25,750,240 and 24,540,640 shares issued and outstanding at March 31, 2015 and December 31, 2014, respectively 81,945us-gaap_CommonStockValue 80,513us-gaap_CommonStockValue
Retained earnings 60,124us-gaap_RetainedEarningsAccumulatedDeficit 51,791us-gaap_RetainedEarningsAccumulatedDeficit
Accumulated other comprehensive loss (5,051)us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax (5,051)us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax
Total 137,018us-gaap_StockholdersEquity 127,253us-gaap_StockholdersEquity
Total 1,905,453us-gaap_LiabilitiesAndStockholdersEquity 1,833,058us-gaap_LiabilitiesAndStockholdersEquity
Series A Preferred Stock [Member]    
Shareholders' Equity    
Preferred stock, $1 par value; authorized 4,998,130 shares; none issued 0us-gaap_PreferredStockValue
/ us-gaap_StatementClassOfStockAxis
= us-gaap_SeriesAPreferredStockMember
0us-gaap_PreferredStockValue
/ us-gaap_StatementClassOfStockAxis
= us-gaap_SeriesAPreferredStockMember
Series B Preferred Stock [Member]    
Shareholders' Equity    
Preferred stock, $1 par value; authorized 4,998,130 shares; none issued $ 0us-gaap_PreferredStockValue
/ us-gaap_StatementClassOfStockAxis
= us-gaap_SeriesBPreferredStockMember
$ 0us-gaap_PreferredStockValue
/ us-gaap_StatementClassOfStockAxis
= us-gaap_SeriesBPreferredStockMember