1. Summary of Significant Accounting Policies (Tables)

3 Months Ended

Mar. 31, 2015

Accounting Policies [Abstract]

Other Income

	Three Months Ended
	March 31,
	2015		2014
	(In thousands)
Direct mail revenues	$	2,137	$	1,852
Convenience fee revenue		950		810
Recoveries on previously charged-off contracts		192		35
Sales tax refunds		150		102
Other		53		(162	)
Other income for the period	$	3,482	$	2,637

Stock option activity

						Weighted
	Number of			Weighted		Average
	Shares			Average		Remaining
	(in thousands)			Exercise Price		Contractual Term
Options outstanding at the beginning of period		10,828		$	4.05	6.01 years
Granted		–			–	N/A
Exercised		(209	)		1.34	N/A
Forfeited		–			–	N/A
Options outstanding at the end of period		10,619		$	4.11	5.83 years
Options exercisable at the end of period		5,932		$	2.83	4.88 years