UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Cash flows from operating activities:
Net income	$ 14,483	$ 4,580
Adjustments to reconcile net income to net cash provided by operating activities:
Accretion of deferred acquisition fees	(15,543)	(11,370)
Accretion of purchase discount on receivables measured at fair value	(1,247)	(7,272)
Amortization of discount on securitization trust debt	53	1,371
Amortization of discount on senior secured debt, related party	1,681	2,308
Accretion of premium on debt secured by receivables measured at fair value	2,079	5,552
Mark to fair value on debt secured by receivables at fair value	(933)	1,953
Mark to fair value of receivables measured at fair value	595	(1,824)
Depreciation and amortization	345	401
Amortization of deferred financing costs	2,874	3,952
Provision for credit losses	52,739	22,012
Provision for contingent liabilities	9,650
Stock-based compensation expense	2,939	801
Interest income on residual assets		(458)
Gain on cancellation of debt	(10,947)
Changes in assets and liabilities:
Accrued interest receivable	(4,735)	(2,387)
Deferred tax assets, net	9,474
Other assets	680	1,350
Accounts payable and accrued expenses	6,965	(4,540)
Net cash provided by operating activities	71,152	16,429
Cash flows from investing activities:
Purchases of finance receivables held for investment	(592,327)	(400,908)
Payments received on finance receivables held for investment	253,062	226,395
Payments on receivables portfolio at fair value	39,103	91,865
Proceeds received on residual interest in securitizations	3,398
Change in repossessions in inventory	(3,020)	(221)
Decreases (increases) in restricted cash and equivalents, net	(25,005)	51,988
Purchase of furniture and equipment	(226)	(326)
Net cash used in investing activities	(325,015)	(31,207)
Cash flows from financing activities:
Proceeds from issuance of securitization trust debt	595,000	443,500
Proceeds from issuance of subordinated renewable notes	1,380	2,609
Payments on subordinated renewable notes	(4,021)	(1,834)
Net proceeds (repayments of) from warehouse lines of credit	5,228	(4,995)
Net proceeds from (repayments of) residual interest financing debt	6,227	(8,111)
Repayment of securitization trust debt	(282,044)	(306,540)
Repayment of debt secured by receivables measured at fair value	(41,365)	(97,703)
Repayment of senior secured debt, related party	(12,852)	(6,200)
Payment of financing costs	(4,898)	(5,638)
Repurchase of common stock	(2,484)	(435)
Exercise of options and warrants	4,854	499
Net cash provided by financing activities	265,025	15,152
Increase in cash and cash equivalents	11,162	374
Cash and cash equivalents at beginning of period	12,966	10,094
Cash and cash equivalents at end of period	24,128	10,468
Cash paid during the period for:
Interest	41,936	63,258
Income taxes	2,058	963
Non-cash financing activities:
Derivative warrants reclassified from accounts payable to common stock	$ 583	$ 1,307