UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Revenues:
Interest income	$ 60,462	$ 45,053	$ 167,426	$ 127,210
Servicing fees	700	502	2,484	1,897
Other income	2,904	2,365	8,284	7,481
Gain on cancellation of debt			10,947
Total	64,066	47,920	189,141	136,588
Expenses:
Employee costs	11,199	8,730	31,675	25,878
General and administrative	4,074	3,690	12,346	11,765
Interest	13,853	19,560	44,800	61,696
Provision for credit losses	20,220	9,465	52,739	22,012
Provision for contingent liabilities			9,650
Marketing	3,378	2,906	10,032	8,086
Occupancy	695	723	1,921	2,170
Depreciation and amortization	88	118	345	401
Total expenses	53,507	45,192	163,508	132,008
Income before income tax expense	10,559	2,728	25,633	4,580
Income tax expense	4,686		11,150
Net income	$ 5,873	$ 2,728	$ 14,483	$ 4,580
Earnings per share:
Basic	$ 0.27	$ 0.14	$ 0.69	$ 0.24
Diluted	$ 0.19	$ 0.11	$ 0.46	$ 0.19
Number of shares used in computing income per share:
Basic	21,795	19,495	20,959	19,406
Diluted	31,217	25,695	31,550	24,026