1. Summary of Significant Accounting Policies (Tables)

9 Months Ended

Sep. 30, 2013

Accounting Policies [Abstract]

Other Income

	Three Months Ended September 30,					Nine Months Ended September 30,
	2013		2012			2013		2012
	(In thousands)					(In thousands)
Direct mail revenues	$	1,691	$	1,617		$	5,418	$	4,468
Convenience fee revenue		720		715			2,235		2,237
Recoveries on previously charged-off contracts		49		67			153		312
Sales tax refunds		–		59			84		186
Other		444		(93	)		394		278
Other income for the period	$	2,904	$	2,365		$	8,284	$	7,481

Stock option activity

	Number of			Weighted		Weighted Average
	Shares			Average		Remaining
	(in thousands)			Exercise Price		Contractual Term
Options outstanding at the beginning of period		8,652		$	1.58	N/A
Granted		3,040			7.43	N/A
Exercised		(1,116	)		1.52	N/A
Forfeited		(151	)		4.64	N/A
Options outstanding at the end of period		10,425		$	3.25	6.63 years
Options exercisable at the end of period		5,769		$	1.95	4.90 years