UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012
Cash flows from operating activities:
Net income	$ 8,610	$ 1,852
Adjustments to reconcile net income to net cash provided by operating activities:
Accretion of deferred acquisition fees	(10,309)	(7,169)
Accretion of purchase discount on receivables measured at fair value	(984)	(5,049)
Amortization of discount on securitization trust debt	502	917
Amortization of discount on senior secured debt, related party	1,370	1,567
Accretion of premium on debt secured by receivables measured at fair value	1,556	5,108
Mark to fair value on debt secured by receivables at fair value	(497)	6,015
Mark to fair value of receivables at fair value	613	(5,217)
Depreciation and amortization	257	284
Amortization of deferred financing costs	1,196	1,865
Provision for credit losses	32,519	12,547
Provision for contingent liabilities	9,650
Stock-based compensation expense	1,820	618
Interest income on residual assets		(436)
Gain on cancellation of debt	(10,947)
Changes in assets and liabilities:
Accrued interest receivable	(2,494)	(848)
Deferred tax assets, net	5,669	0
Other assets	(977)	35
Accounts payable and accrued expenses	2,819	(3,169)
Net cash provided by operating activities	40,373	8,920
Cash flows from investing activities:
Purchases of finance receivables held for investment	(383,898)	(257,800)
Payments received on finance receivables held for investment	166,625	153,993
Payments on receivables portfolio at fair value	29,720	68,153
Proceeds received on residual interest in securitizations	2,578
Change in repossessions in inventory	(580)	464
Decreases (increases) in restricted cash and equivalents, net	(18,419)	31,422
Purchase of furniture and equipment	(77)	(176)
Net cash provided by (used in) investing activities	(204,051)	(3,944)
Cash flows from financing activities:
Proceeds from issuance of securitization trust debt	390,000	296,500
Proceeds from issuance of subordinated renewable notes	1,027	1,576
Payments on subordinated renewable notes	(1,739)	(1,226)
Net proceeds from warehouse lines of credit	(4,587)	3,175
Proceeds from (repayments of) residual interest financing debt	20,000	(6,563)
Repayment of securitization trust debt	(188,165)	(214,405)
Repayment of debt secured by receivables measured at fair value	(32,544)	(73,289)
Repayment of senior secured debt, related party	(12,137)	(6,200)
Payment of financing costs	(3,240)	(4,064)
Repurchase of common stock	(1,138)	(435)
Exercise of options and warrants	1,819	101
Net cash provided by (used in) financing activities	169,296	(4,830)
Increase in cash and cash equivalents	5,618	146
Cash and cash equivalents at beginning of period	12,966	10,094
Cash and cash equivalents at end of period	18,584	10,240
Cash paid (received) during the period for:
Interest	25,612	43,288
Income taxes	1,695	745
Non-cash financing activities:
Derivative warrants reclassified from liabilities to common stock upon amendment	$ 583	$ 1,358