UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Revenues:
Interest income	$ 55,797	$ 41,546	$ 106,964	$ 82,157
Servicing fees	876	595	1,784	1,396
Other income	2,862	2,010	5,380	5,116
Gain on cancellation of debt	10,947		10,947
Total	70,482	44,151	125,075	88,669
Expenses:
Employee costs	11,527	8,277	20,476	17,148
General and administrative	4,518	3,577	8,272	8,075
Interest	14,601	19,827	30,947	42,136
Provision for credit losses	17,371	7,711	32,519	12,547
Provision for contingent liabilities	9,650		9,650
Marketing	3,472	2,560	6,654	5,180
Occupancy	683	726	1,226	1,447
Depreciation and amortization	114	132	257	284
Total expenses	61,936	42,810	110,001	86,817
Income before income tax expense	8,546	1,341	15,074	1,852
Income tax expense	3,721		6,464
Net income	$ 4,825	$ 1,341	$ 8,610	$ 1,852
Earnings per share:
Basic	$ 0.23	$ 0.07	$ 0.42	$ 0.1
Diluted	$ 0.15	$ 0.05	$ 0.27	$ 0.08
Number of shares used in computing income per share:
Basic	20,989	19,305	20,534	19,360
Diluted	31,788	24,636	31,709	23,283