2. Finance Receivables (Tables)

6 Months Ended

Jun. 30, 2013

Finance Receivables Tables

Financial Receivables

	June 30,			December 31,
	2013			2012
Finance Receivables	(In thousands)
Automobile finance receivables, net of unearned interest	$	1,004,141		$	795,786
Less: Unearned acquisition fees and originations costs		(32,227	)		(31,443	)
Finance Receivables	$	971,914		$	764,343

Delinquency status of finance receivables

	June 30,		December 31,
	2013		2012
	(In thousands)
Deliquency Status
Curent	$	966,412	$	764,741
31 – 60 days		20,887		16,925
61 – 90 days		11,409		9,019
91 + days		5,433		5,101

Allowance for credit losses

	Three Months Ended						Six Months Ended
	June 30,						June 30,
	2013			2012			2013			2012
	(In thousands)						(In thousands)
Balance at beginning of period	$	24,881		$	11,251		$	19,594		$	10,351
Provision for credit losses on finance receivables		17,371			7,711			32,519			12,547
Charge-offs		(13,361	)		(8,278	)		(26,277	)		(16,580	)
Recoveries		3,210			3,409			6,265			7,775
Balance at end of period	$	32,101		$	14,093		$	32,101		$	14,093

Allowance for losses on repossessed inventory

	June 30,			December 31,
	2013			2012
	(In thousands)
Gross balance of repossessions in inventory	$	13,839		$	12,102
Allowance for losses on repossessed inventory		(7,541	)		(6,384	)
Net repossessed inventory included in other assets	$	6,298		$	5,718