UNAUDITED CONDENSED CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Jun. 30, 2013	Dec. 31, 2012
ASSETS
Cash and cash equivalents	$ 18,584	$ 12,966
Restricted cash and equivalents	122,864	104,445
Finance receivables	971,914	764,343
Less: Allowance for finance credit losses	(32,101)	(19,594)
Finance receivables, net	939,813	744,749
Finance receivables measured at fair value	30,319	59,668
Residual interest in securitizations	2,246	4,824
Furniture and equipment, net	546	726
Deferred financing costs	11,184	9,140
Deferred tax assets, net	69,971	75,640
Accrued interest receivable	12,905	10,411
Other assets	16,608	15,051
Total	1,225,040	1,037,620
Liabilities
Accounts payable and accrued expenses	29,672	17,785
Warehouse lines of credit	17,144	21,731
Residual interest financing	33,773	13,773
Debt secured by receivables measured at fair value	25,622	57,107
Securitization trust debt	983,887	792,497
Senior secured debt, related party	39,368	50,135
Subordinated renewable notes	22,569	23,281
Total	1,152,035	976,309
COMMITMENTS AND CONTINGENCIES
Shareholders' Equity
Preferred stock, $1 par value; authorized 4,998,130 shares; none issued Series A preferred stock, $1 par value; authorized 5,000,000 shares; none issued Series B preferred stock, $1 par value; authorized 1,870 shares; none issued
Common stock, no par value; authorized 75,000,000 shares; 21,361,239 and 19,838,913 shares issued and outstanding at June 30, 2013 and December 31, 2012, respectively	68,762	65,678
Retained earnings	9,880	1,270
Accumulated other comprehensive loss	(5,637)	(5,637)
Total	73,005	61,311
Total	1,225,040	1,037,620
Series A Preferred Stock [Member]
Shareholders' Equity
Preferred stock, $1 par value; authorized 4,998,130 shares; none issued Series A preferred stock, $1 par value; authorized 5,000,000 shares; none issued Series B preferred stock, $1 par value; authorized 1,870 shares; none issued	0	0
Series B Preferred Stock [Member]
Shareholders' Equity
Preferred stock, $1 par value; authorized 4,998,130 shares; none issued Series A preferred stock, $1 par value; authorized 5,000,000 shares; none issued Series B preferred stock, $1 par value; authorized 1,870 shares; none issued	$ 0	$ 0