1. Summary of Significant Accounting Policies (Tables)

6 Months Ended

Jun. 30, 2013

Accounting Policies [Abstract]

Other Income

	Three Months Ended June 30,					Six Months Ended June 30,
	2013		2012			2013			2012
	(In thousands)					(In thousands)
Direct mail revenues	$	1,963	$	1,232		$	3,727		$	2,851
Convenience fee revenue		828		690			1,515			1,522
Recoveries on previously charged-off contracts		54		148			104			245
Sales tax refunds		–		55			84			127
Other		17		(115	)		(50	)		371
Other income for the period	$	2,862	$	2,010		$	5,380		$	5,116

Stock option activity

						Weighted
	Number of			Weighted		Average
	Shares			Average		Remaining
	(in thousands)			Exercise Price		Contractual Term
Options outstanding at the beginning of period		8,652		$	1.58	N/A
Granted		3,025			7.43	N/A
Exercised		(394	)		1.73	N/A
Forfeited		–			–	N/A
Options outstanding at the end of period		11,283		$	3.15	6.82 years
Options exercisable at the end of period		6,174		$	1.69	4.97 years