UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Revenues:
Interest income	$ 51,168	$ 40,611
Servicing fees	909	801
Other income	2,517	3,106
Total	54,594	44,518
Expenses:
Employee costs	8,949	8,871
General and administrative	3,755	4,497
Interest	16,346	22,309
Provision for credit losses	15,147	4,836
Marketing	3,182	2,620
Occupancy	544	721
Depreciation and amortization	143	152
Total	48,066	44,006
Income before income tax expense	6,528	512
Income tax expense	2,743
Net income	$ 3,785	$ 512
Income per share:
Basic	$ 0.19	$ 0.03
Diluted	$ 0.12	$ 0.02
Number of shares used in computing income per share:
Basic	20,073	19,416
Diluted	31,624	22,601