1. Summary of Significant Accounting Policies (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Primary components of Other Income
Direct mail revenues	$ 1,764	$ 1,619
Convenience fees revenue	687	832
Recoveries on previously charged-off contracts	50	97
Sales tax refunds	84	72
Other	(68)	486
Other income for the period	$ 2,517	$ 3,106