2. Finance Receivables (Tables)

3 Months Ended

Mar. 31, 2013

Finance Receivables Tables

Financial Receivables

	March 31,			December 31,
	2013			2012
Finance Receivables	(In thousands)
Automobile finance receivables, net of unearned interest	$	890,123		$	795,786
Less: Unearned acquisition fees and originations costs		(32,693	)		(31,443	)
Finance Receivables	$	857,430		$	764,343

Delinquency status of finance receivables

	March 31,		December 31,
	2013		2012
	(In thousands)
Deliquency Status
Current	$	867,664	$	764,741
31 - 60 days		12,640		16,925
61 - 90 days		6,768		9,019
91 + days		3,051		5,101
	$	890,123	$	795,786

Allowance for credit losses

	Three Months Ended
	March 31,
	2013			2012
	(In thousands)
Balance at beginning of period	$	$19,594		$	10,351
Provision for credit losses on finance receivables		15,147			4,836
Charge-offs		(12,915	)		(8,302	)
Recoveries		3,055			4,366
Balance at end of period	$	$24,881		$	11,251

Allowance for losses on repossessed inventory

	March 31,			December 31,
	2013			2012
	(In thousands)
Gross balance of repossessions in inventory	$	14,222		$	12,102
Allowance for losses on repossessed inventory		(7,186	)		(6,384	)
Net repossessed inventory included in other assets	$	7,036		$	5,718