UNAUDITED CONDENSED CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Mar. 31, 2013	Dec. 31, 2012
ASSETS
Cash and cash equivalents	$ 13,866	$ 12,966
Restricted cash and equivalents	139,393	104,445
Finance receivables	857,430	764,343
Less: Allowance for finance credit losses	(24,881)	(19,594)
Finance receivables, net	832,549	744,749
Finance receivables measured at fair value	43,021	59,668
Residual interest in securitizations	3,505	4,824
Furniture and equipment, net	583	726
Deferred financing costs	9,784	9,140
Deferred tax assets, net	75,640	75,640
Accrued interest receivable	10,602	10,411
Other assets	16,373	15,051
Total	1,145,316	1,037,620
LIABILITIES AND SHAREHOLDERS' EQUITY
Accounts payable and accrued expenses	21,472	17,785
Warehouse lines of credit	26,676	21,731
Residual interest financing	13,773	13,773
Debt secured by receivables measured at fair value	40,387	57,107
Securitization trust debt	901,679	792,497
Senior secured debt, related party	50,789	50,135
Subordinated renewable notes	23,558	23,281
Total	1,078,334	976,309
COMMITMENTS AND CONTINGENCIES
Shareholders' Equity
Preferred stock, $1 par value; authorized 4,998,130 shares; none issued Series A preferred stock, $1 par value; authorized 5,000,000 shares; none issued Series B preferred stock, $1 par value; authorized 1,870 shares; none issued	0	0
Common stock, no par value; authorized 75,000,000 shares; 20,264,800 and 19,838,913 shares issued and outstanding at March 31, 2013 and December 31, 2012, respectively	67,564	65,678
Retained earnings	5,055	1,270
Accumulated other comprehensive loss	(5,637)	(5,637)
Total	66,982	61,311
Total	1,145,316	1,037,620
Series A Preferred Stock [Member]
Shareholders' Equity
Preferred stock, $1 par value; authorized 4,998,130 shares; none issued Series A preferred stock, $1 par value; authorized 5,000,000 shares; none issued Series B preferred stock, $1 par value; authorized 1,870 shares; none issued	0	0
Series B Preferred Stock [Member]
Shareholders' Equity
Preferred stock, $1 par value; authorized 4,998,130 shares; none issued Series A preferred stock, $1 par value; authorized 5,000,000 shares; none issued Series B preferred stock, $1 par value; authorized 1,870 shares; none issued	$ 0	$ 0