1. Summary of Significant Accounting Policies (Tables)

3 Months Ended

Mar. 31, 2013

Summary Of Significant Accounting Policies Tables

Other Income

	Three Months Ended
	March 31,
	2013			2012
	(In thousands)
Direct mail revenues	$	$1,764		$	1,619
Convenience fee revenue		687			832
Recoveries on previously charged-off contracts		50			97
Sales tax refunds		84			72
Other		(68	)		486
Other income for the period	$	$2,517		$	3,106

Stock option activity

	Number of Shares			WeightedAverage		Weighted Average Remaining Contractual
	(in thousands)			Exercise Price		Term
Options outstanding at the beginning of period		8,652		$	1.58	N/A
Granted		1,465			6.86	N/A
Exercised		(356	)		1.76	N/A
Forfeited		–			–	N/A
Options outstanding at the end of period		9,761		$	2.37	6.56 years
Options exercisable at the end of period		5,449		$	1.69	4.81 years