EXHIBIT 32

                                  CERTIFICATION

  Each of the undersigned hereby certifies, for the purposes of Section 1350 of
chapter 63 of title 18 of the United States Code, in his capacity as an officer
of Consumer Portfolio Services, Inc., that, to his knowledge, the Annual Report
of Consumer Portfolio Services, Inc. on Form 10-K for the year ended December
31, 2007, fully complies with the requirements of Section 13(a) of the
Securities Exchange Act of 1934 and that the information contained in such
report fairly presents, in all material respects, the financial condition and
results of operations of Consumer Portfolio Services, Inc.








March 17, 2008                 By:    /s/ CHARLES E. BRADLEY, JR.
                                      ------------------------------------------
                                      Charles E. Bradley, Jr.

                                      PRESIDENT AND CHIEF EXECUTIVE OFFICER

March 17, 2008                 By:    /s/ JEFFREY P. FRITZ
                                      ------------------------------------------
                                      Jeffrey P. Fritz, CHIEF FINANCIAL OFFICER