-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, Tg9tmQ0fKcd8i51lQTDDNE1ckf0ISJh1taEAQW8DXCroNuq1kkzAxVXwmG1bfWP+ q1tiRlEv2G02u+I5oe/evQ== 0001019687-05-002302.txt : 20050817 0001019687-05-002302.hdr.sgml : 20050817 20050817133636 ACCESSION NUMBER: 0001019687-05-002302 CONFORMED SUBMISSION TYPE: 424B2 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20050817 DATE AS OF CHANGE: 20050817 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CONSUMER PORTFOLIO SERVICES INC CENTRAL INDEX KEY: 0000889609 STANDARD INDUSTRIAL CLASSIFICATION: FINANCE SERVICES [6199] IRS NUMBER: 330459135 STATE OF INCORPORATION: CA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 424B2 SEC ACT: 1933 Act SEC FILE NUMBER: 333-121913 FILM NUMBER: 051032901 BUSINESS ADDRESS: STREET 1: 16355 LAGUNA CANYON CITY: IRVINE STATE: CA ZIP: 92618 BUSINESS PHONE: 9497536800 424B2 1 cps_424b2-081505.txt This filing is to be made pursuant to Rule 424(b)(2) under the Securities Act of 1933 in connection with Registration No. 333-121913 [CPS LOGO] CONSUMER PORTFOLIO SERVICES, INC. CURRENT INTEREST RATES This is a supplement to the Prospectus dated May 19, 2005 CURRENT INTEREST RATES FOR RENEWABLE UNSECURED SUBORDINATED NOTES OFFERED BY CONSUMER PORTFOLIO SERVICES, INC. INTEREST RATES EFFECTIVE AUGUST 15, 2005 - SEPTEMBER 23, 2005 - ------------------------------------------------------------------------------------------------------------------------------ PORTFOLIO AMOUNT (1) $1,000-$2,999 $3,000-$24,999 $25,000-$49,999 $50,000-$74,999 $75,000-$99,999 $100,000 OR MORE - ------------------------------------------------------------------------------------------------------------------------------ Interest Annual Interest Annual Interest Annual Interest Annual Interest Annual Interest Annual NOTE TERM Rate % Yield % Rate % Yield % Rate % Yield % Rate % Yield % Rate % Yield % Rate % Yield % - ------------------------------------------------------------------------------------------------------------------------------ 3 MONTH (2) 5.25 5.39 5.25 5.39 5.35 5.50 5.45 5.60 5.55 5.71 5.65 5.81 - ------------------------------------------------------------------------------------------------------------------------------ 6 MONTH (2) 5.60 5.76 5.60 5.76 5.70 5.87 5.80 5.97 5.90 6.08 6.00 6.18 - ------------------------------------------------------------------------------------------------------------------------------ 1 YEAR (3) 6.75 6.98 7.25 7.52 7.35 7.63 7.45 7.73 7.55 7.84 7.65 7.95 - ------------------------------------------------------------------------------------------------------------------------------ 2 YEAR (3) 7.75 8.06 8.75 9.14 8.85 9.25 8.95 9.36 9.05 9.47 9.15 9.58 - ------------------------------------------------------------------------------------------------------------------------------ 3 YEAR (3) 8.25 8.60 9.75 10.24 9.85 10.35 9.95 10.46 10.05 10.57 10.15 10.68 - ------------------------------------------------------------------------------------------------------------------------------ 4 YEAR (3) 8.75 9.14 8.75 9.14 8.85 9.25 8.95 9.36 9.05 9.47 9.15 9.58 - ------------------------------------------------------------------------------------------------------------------------------ 5 YEAR (3) 9.00 9.42 9.00 9.42 9.10 9.53 9.20 9.64 9.30 9.74 9.40 9.85 - ------------------------------------------------------------------------------------------------------------------------------ 10 YEAR (3) 9.50 9.96 9.50 9.96 9.60 10.07 9.70 10.18 9.80 10.29 9.90 10.41 - ------------------------------------------------------------------------------------------------------------------------------ 1) We determine the applicable portfolio amount at the time you purchase or renew a note by aggregating the principal amount of all notes issued by Consumer Portfolio Services, Inc. that are currently owned by you and your immediate family members. Immediate family members include parents, children, siblings, grandparents and grandchildren. Members of a sibling's family are also considered immediate family members if the holder's sibling is also a noteholder. 2) The annual yield calculation assumes that: a. the term of the note is renewed sequentially for an entire year, b. the interest earned during each term is included in the principal amount for the next term, c. the listed interest rate is the interest rate for each term, and d. the accrued interest is paid annually. More frequent interest payments will reduce your annual yield. 3) The annual yield calculation assumes that accrued interest is paid annually. More frequent interest payments will reduce your annual yield. The description in this prospectus supplement of the terms of these notes adds to the description of the general terms and provisions of the notes in the prospectus dated May 19, 2005. Investors should rely on the description of the notes in this supplement if it is inconsistent with the description in the prospectus. Interest rates for notes purchased or renewed after September 23, 2005 are subject to change.
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