0000889609-13-000032.txt : 20130517 0000889609-13-000032.hdr.sgml : 20130517 20130517162410 ACCESSION NUMBER: 0000889609-13-000032 CONFORMED SUBMISSION TYPE: 424B2 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20130517 DATE AS OF CHANGE: 20130517 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CONSUMER PORTFOLIO SERVICES INC CENTRAL INDEX KEY: 0000889609 STANDARD INDUSTRIAL CLASSIFICATION: FINANCE SERVICES [6199] IRS NUMBER: 330459135 STATE OF INCORPORATION: CA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 424B2 SEC ACT: 1933 Act SEC FILE NUMBER: 333-168976 FILM NUMBER: 13855419 BUSINESS ADDRESS: STREET 1: 19500 JAMBOREE ROAD CITY: IRVINE STATE: CA ZIP: 92612 BUSINESS PHONE: 9497536800 MAIL ADDRESS: STREET 1: 19500 JAMBOREE ROAD CITY: IRVINE STATE: CA ZIP: 92612 424B2 1 cpss424b2_dtd130515.htm cpss424b2_dtd130515.htm 
This filing is made pursuant to Rule 424(b)(2) under the Securities Act of 1933 in connection with Registration No. 333-168976.
                     
                     
                     
                     
                     
                     
Current Interest Rates
            
                     
This is a supplement to the Prospectus dated May 10, 2013
            
                     
Current Interest Rates for Renewable Unsecured Subordinated Notes
          
Offered by Consumer Portfolio Services, Inc.
        
                     
Interest Rates Effective May 15, 2013
          
                     
PORTFOLIO
                    
AMOUNT (1)
$1,000 - $24,999
$25,000 - $49,999
$50,000 - $99,999
$100,000 or more
    
 
Interest
Annual
Interest
Annual
Interest
Annual
Interest
Annual
    
NOTE TERM
Rate %
Yield %
Rate %
Yield %
Rate %
Yield %
Rate %
Yield %
    
3 Month (2)
3.00
3.05
3.25
3.30
3.50
3.56
3.75
3.82
    
6 Month (2)
3.50
3.56
3.75
3.82
4.00
4.08
4.25
4.34
    
1 Year (3)
4.00
4.08
4.25
4.34
4.50
4.60
4.75
4.86
    
2 Year (3)
5.00
5.13
5.25
5.39
5.50
5.65
5.75
5.92
    
3 Year (3)
6.00
6.18
6.25
6.45
6.50
6.72
6.75
6.98
    
4 Year (3)
6.50
6.72
6.75
6.98
7.00
7.25
7.25
7.52
    
5 Year (3)
7.00
7.25
7.25
7.52
7.50
7.79
7.75
8.06
    
10 Year (3)
7.50
7.79
7.75
8.06
8.00
8.33
8.25
8.60
    
                     

 
1) We determine the applicable portfolio amount at the time you purchase or renew a note by aggregating the principal amount of all notes issued by Consumer Portfolio Services, Inc. that are currently owned by you.
 
 
2) The annual yield calculation assumes that:
 
a.  
the term of the note is renewed sequentially for an entire year,
 
b.  
the interest earned during each term is included in the principal amount for the next term,
 
c.  
the listed interest rate is the interest rate for each term, and
 
d.  
the accrued interest is paid annually. More frequent interest payments will reduce your annual yield.
 
3) The accrued interest is paid annually. More frequent interest payments will reduce your annual yield.
 

 
We are offering these notes to investors in the United States of America, other than in the states of Alabama, Alaska, Arizona, Delaware, Kentucky, Maryland, Massachusetts, Montana, Nebraska, Nevada, New Hampshire, New Jersey, North Dakota, Oregon, Rhode Island, Utah, Virginia, Washington, West Virginia and Wyoming.
 

 
The description in this prospectus supplement of the terms of these notes adds to the description of the general terms and provisions of the notes in the most recent prospectus. Investors should rely on the description of the notes in this supplement if it is inconsistent with the description in the prospectus.
 
 
www.cpsnotes.com / 888-776-1887