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Reinsurance (Details) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Sep. 30, 2012
Effect of reinsurance transactions on our premium, loss and loss adjustment expense and policy acquisition costs        
Direct written premium $ 616,938 $ 603,844 $ 1,911,619 $ 1,826,610
Reinsurance assumed 61,975 61,919 296,942 313,395
Reinsurance ceded (157,179) (135,456) (478,609) (409,206)
Net written premium 521,734 530,307 1,729,952 1,730,799
Direct earned premium 622,464 601,572 1,860,093 1,795,109
Reinsurance assumed 81,594 90,988 252,902 259,870
Reinsurance ceded (147,390) (128,910) (433,785) (378,857)
Net earned premium 556,668 563,650 1,679,210 1,676,122
Direct loss and loss adjustment expense 517,382 301,306 1,210,862 1,029,227
Reinsurance assumed 8,607 35,108 119,315 96,143
Reinsurance ceded (205,613) (32,400) (337,630) (155,603)
Net loss and loss adjustment expense 320,376 304,014 992,547 969,767
Policy acquisition costs 105,254 101,698 309,285 299,854
Ceding commissions (39,612) (34,078) (105,898) (88,300)
Net policy acquisition costs $ 65,642 $ 67,620 $ 203,387 $ 211,554