8-K

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)
January 30, 2007

HCC INSURANCE HOLDINGS, INC.

(Exact name of registrant as specified in its charter)

Delaware
(State or other jurisdiction
of incorporation) 001-13790
(Commission File
Number) 76-0336636
(IRS Employer
Identification No.)

13403 Northwest Freeway
Houston, Texas
(Address of principal executive offices) 77040-6094
(Zip Code)

Registrant’s telephone number, including area code: (713) 690-7300

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 7.01. Regulation FD Disclosure.

     On January 30, 2007, HCC Insurance Holdings, Inc. issued a press release containing guidance with respect to its estimated results for the fiscal year ending December 31, 2007 and announcing the schedule for its 2007 earnings release dates.

     A copy of the press release furnished by HCC is attached hereto as Exhibit 99.1 and incorporated herein by reference and is also available at our website at www.hcc.com.

     The information contained herein shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act.

Item 9.01 Financial Statements and Exhibits.

No.	Exhibit
99.1	Press Release dated January 30, 2007

SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	HCC INSURANCE HOLDINGS, INC.
Date: January 30, 2007	By:	/s/ Frank J. Bramanti
		Frank J. Bramanti,
		Chief Executive Officer

EXHIBIT INDEX

No.	Exhibit
99.1	Press Release dated January 30, 2007

EX-99.1

Exhibit 99.1

HCC PROVIDES EARNINGS GUIDANCE
AND ANNOUNCES 2007 RELEASE DATES

HOUSTON (January 30, 2007) . . .
HCC Insurance Holdings, Inc. (NYSE symbol: HCC) today provided earnings guidance for the year ending December 31, 2007.

Management is estimating that they will achieve net earnings per share in the range of $3.10 to $3.25 for the full year 2007.

These estimated results for the full year 2007 assume the following approximate amounts: net written premium of $2.0 billion; total revenue of $2.3 billion; a combined ratio of 85%; and average fully diluted shares outstanding of 118 million.

Frank J. Bramanti, Chief Executive Officer of HCC said, “Our goal is to continue to increase net earnings and therefore shareholders’ equity while maintaining our insurance company ratings and the integrity of our balance sheet.” Mr. Bramanti added, “We are confident our business plan will continue to provide investors with above market returns coupled with below average risk for our industry.”

The earnings announcements, which will take place after the market closes, are expected to be released on the following dates:

Fourth Quarter and Full Year, 2006	February 20, 2007
First Quarter, 2007	May 8, 2007
Second Quarter, 2007	August 7, 2007
Third Quarter, 2007	November 6, 2007

The Company will hold an open conference call the following morning at 8:00 a.m. Central Time to discuss the results. Conference call information will be made available on the Company’s website approximately two weeks prior to each call. Each of the conference calls will also be made available by webcast through the Company’s website.

Headquartered in Houston, Texas, HCC is a leading international specialty insurance group with offices across the United States and in Bermuda, Spain and the United Kingdom. HCC has assets exceeding $7.5 billion, shareholders’ equity of $2.0 billion and is rated AA (Very Strong) by Standard & Poor’s and A+ (Superior) by A. M. Best Company.

For more information, visit our website at www.hcc.com.

Contact: L. Byron Way, Vice President
HCC Insurance Holdings, Inc.
Telephone: (713) 690-7300

Forward-looking statements contained in this press release are made under “safe harbor" provisions of the Private Securities Litigation Reform Act of 1995 and involve a number of risks and uncertainties. The types of risks and uncertainties which may affect the Company are set forth in its periodic reports filed with the Securities and Exchange Commission.

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