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Reinsurance (Details) (USD $)
In Thousands
3 Months Ended9 Months Ended
Sep. 30, 2011
Sep. 30, 2010
Sep. 30, 2011
Sep. 30, 2010
Effect of reinsurance transactions on our premium, loss and loss adjustment expense and policy acquisition costs    
Direct written premium$ 555,427$ 565,417$ 1,724,869$ 1,697,054
Reinsurance assumed73,42075,239295,268257,676
Reinsurance ceded(116,513)(146,218)(359,046)(415,239)
Net written premium512,334494,4381,661,0911,539,491
Direct earned premium574,571575,2161,728,0821,714,252
Reinsurance assumed96,79976,473255,293217,621
Reinsurance ceded(127,114)(135,523)(406,388)(399,735)
Net earned premium544,256516,1661,576,9871,532,138
Direct loss and loss adjustment expense410,573340,2251,197,2251,059,094
Reinsurance assumed44,60025,413186,805131,202
Reinsurance ceded(74,801)(68,500)(321,790)(267,651)
Net loss and loss adjustment expense380,372297,1381,062,240922,645
Policy acquisition costs114,778111,216338,625330,174
Ceding commissions(43,479)(30,468)(99,465)(88,096)
Net policy acquisition costs$ 71,299$ 80,748$ 239,160$ 242,078