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y032004scbacmchldinglp99w03.txt


                                                             Page 42 of 61 Pages

                                                                       Exhibit 3

                             EXECUTIVE OFFICERS AND
                     MEMBERS OF THE CONSEIL D'ADMINISTRATION
                                       OF
                        AXA ASSURANCES I.A.R.D. MUTUELLE



         The names of the Members of the Conseil d'Administration and of the
Executive Officers of AXA Assurances I.A.R.D. Mutuelle and their business
addresses and principal occupations are set forth below. If no address is given,
the Member's or Executive Officer's business address is that of AXA Assurances
I.A.R.D. Mutuelle at 370, rue Saint Honore, 75001 Paris, France. Unless
otherwise indicated, each occupation set forth opposite an individual's name
refers to AXA Assurances I.A.R.D. Mutuelle and each individual is a citizen of
the Republic of France.

Name, Business Address          Present Principal Occupation
----------------------          ----------------------------
*  Claude Bebear                Chairman of the Supervisory Board, AXA; Chairman
                                and CEO, Finaxa

*  Henri de Castries            Chairman; Chairman of the Management Board, AXA;
   AXA                          Vice Chairman of the Board of Directors, Finaxa;
   25, avenue Matignon          Chairman of the Board, AXA Financial, Inc.
   75008 PARIS

*  Jean-Pierre Chaffin          Chairman, AXA Assurances Vie Mutuelle and AXA
   Representing ASSSE           Courtage Assurance Mutuelle
   Federation de la
   Metallurgie CFE-CGC
   5, rue La Bruyere
   75009 PARIS

*  Francis Cordier              Retired




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                                                             Page 43 of 61 Pages

Name, Business Address          Present Principal Occupation
----------------------          ----------------------------
   Jean-Laurent Granier         Vice-Chief Executive Officer; Vice-CEO,
                                Mutuelles AXA

*  Henri Lachmann               Vice Chairman; Chairman and Chief Executive
   SCHNEIDER Electric           Officer, Schneider Electric (electric equipment)
   64-70, Av. Jean-Baptiste
   Clement
   92646 BOULOGNE CEDEX

*  Octave Manset                Communications Manager, BMW France (auto
   BMW France                   manufacturer)
   78886 St. Quentin en Yuelynes

*  Alain de Marcellus




   Gaelle Olivier               Secretary; Secretary, Mutuelles AXA




   Jacques de Peretti           Vice-Chief Executive Officer; Vice-CEO,
                                Mutuelles AXA


   Francois Pierson             Chief Executive Officer; Member of the
   Tour AXA                     Management Board and Executive Officer, AXA;
   1, place des Saisons         Chairman, CEO, AXA France Assurance; CEO,
   92083 PARIS LA DEFENSE       Mutuelles AXA; Executive Officer, AXA Conseil
                                I.A.R.D.

*  Olivier Riche



*  Francois Richer              Retired

*  Francis Vaudour              Retired

*  Pierre de Waziers            General Manager, Societe Gramond (business
   Societe Gramont              consulting)
   25 rue Sainte Lucie
   75018 Paris, FRANCE


----------
*    Member, Conseil d'Administration




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