Reconciliation of AXA US Life & Savings Contribution to AXA Group IFRS Revenues
with Consolidated AXA Financial, Inc. Premiums under USGAAP
					Nine Months Ended September 30,
					2009	2010
Contribution to IFRS Gross Revenues per AXA Press Release				in Euro
			Gross Premiums		6,918	6,538
			Other Revenues (A)		487	604
					7,405	7,142
			Average exchange rate   US$1.00 =		0.73149	0.76009
				in USD	10,123	9,396
Reconciling items:
			Less:  Other Revenues(A)		(666)	(794)
			Less:  Deposits from Universal life and investment-type product policy fee income(B)		(7,996)	(7,090)
			Less:  Reinsurance ceded premiums(C)		(380)	(382)
			Add:   Others(D)		19	18
			Total Reconciling items		(9,023)	(8,248)
Consolidated AXA Financial, Inc. US GAAP Premiums					1,100	1,148
	(A)	Represents fees received from servicing and advisory business, and fees on the sales of Mutual Funds reported within Commissions, Fees & Other Income in the US GAAP Statement of Earnings
	(B)	Reflected as an increase to Policyholder Account Balances in the US GAAP Balance Sheet
	(C)	Reflected as a reduction to Premiums in the US GAAP Statement of Earnings
	(D)	Represents Pension fee income and Reinsurance Assumed Premiums that are excluded from premiums for IFRS reporting