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STOCKHOLDERS' EQUITY AND REGULATORY MATTERS (Tables)
6 Months Ended
Jun. 30, 2021
STOCKHOLDERS' EQUITY AND REGULATORY MATTERS [Abstract]  
Regulatory Capital Ratios
Shown below is a summary of regulatory capital ratios for the Company:

 
June 30,
2021
   
December 31,
2020
   
Regulatory
Minimum
Requirements
   
To Be
Considered
Well Capitalized
 
Tier 1 Capital to average assets (CBLR):
   
10.19
%
   
11.27
%
   
8.50
%
   
8.50
%