CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Interest income
Loans, including fees	$ 15,448	$ 15,754
Securities available for sale
Taxable	1,329	2,543
Tax-exempt	171	89
Federal funds sold and other	39	258
Total interest income	16,987	18,644
Interest expense
Deposits	765	2,165
Repurchase agreements and other	12	24
FHLB advances	0	30
Subordinated debt	60	83
Total interest expense	837	2,302
Net interest income	16,150	16,342
Provision for loan losses	648	1,000
Net interest income after provision for loan losses	15,502	15,342
Non-interest income
Service charges on deposit accounts	733	1,106
Electronic banking income	1,007	818
Security gains	1,096	0
Secondary market mortgage income	111	66
Other	197	259
Total non-interest income	3,144	2,249
Non-interest expenses
Salaries and employee benefits	4,615	5,408
Occupancy and equipment expenses	1,789	1,725
Outside data processing	1,717	1,531
Professional fees	403	244
Taxes, other than payroll, property and income	131	275
Write-downs, expenses, sales of other real estate owned, net	164	68
Amortization of intangibles	222	242
FDIC insurance	127	(4)
Other expenses	1,022	1,248
Total non-interest expenses	10,190	10,737
Income before income taxes	8,456	6,854
Provision for income taxes	1,906	1,486
Net income	$ 6,550	$ 5,368
Net income per share:
Basic (in dollars per share)	$ 0.45	$ 0.37
Diluted (in dollars per share)	$ 0.44	$ 0.36