BASIS OF PRESENTATION (Tables)

3 Months Ended

Mar. 31, 2021

BASIS OF PRESENTATION [Abstract]

Accounts of the Company and its Wholly Owned Subsidiaries

The consolidated financial statements include the accounts of Premier Financial Bancorp, Inc. (the Company) and its wholly owned subsidiaries (the “Banks”):

					March 31, 2021
		Year			Net Income
Subsidiary	Location	Acquired	Assets		Qtr
Citizens Deposit Bank & Trust	Vanceburg, Kentucky	1991	$	635,866	$	1,874
Premier Bank, Inc.	Huntington, West Virginia	1998		1,394,858		5,165
Parent and Intercompany Eliminations				7,064		(489)
Consolidated Total			$	2,037,788	$	6,550