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STOCKHOLDERS' EQUITY AND REGULATORY MATTERS (Tables)
 6 Months Ended
Jun. 30, 2020
STOCKHOLDERS' EQUITY AND REGULATORY MATTERS [Abstract]  
Regulatory Capital Ratios
Shown below is a summary of regulatory capital ratios for the Company:

  
June 30,
2020
    
December 31,
2019
    
Regulatory
Minimum
Requirements
    
To Be
Considered
Well Capitalized
  
Tier 1 Capital to average assets (CBLR):
    
10.9
%
    
11.3
%
    
8.0
%
    
8.0
%