CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 23,455	$ 23,091
Interest bearing bank balances	37,894	65,465
Federal funds sold	8,134	5,902
Cash and cash equivalents	69,483	94,458
Time deposits with other banks	598	598
Securities available for sale	404,478	390,754
Loans	1,185,043	1,195,295
Allowance for loan losses	(13,856)	(13,542)
Net loans	1,171,187	1,181,753
Federal Home Loan Bank stock, at cost	4,314	4,450
Premises and equipment, net	37,148	37,257
Real estate acquired through foreclosure	12,709	12,242
Interest receivable	5,192	4,699
Goodwill	47,640	47,640
Other intangible assets	5,134	5,376
Other assets	1,350	1,783
Total assets	1,759,233	1,781,010
Deposits
Non-interest bearing	356,220	367,870
Time deposits, $250,000 and over	98,460	100,638
Other interest bearing	1,007,700	1,027,245
Total deposits	1,462,380	1,495,753
Securities sold under agreements to repurchase	19,694	20,428
FHLB advances	7,986	6,375
Subordinated debt	5,445	5,436
Interest payable	865	912
Other liabilities	13,938	11,865
Total liabilities	1,510,308	1,540,769
Stockholders' equity
Common stock, no par value; 30,000,000 shares authorized; 14,662,257 shares issued and outstanding at March 31, 2020, and 14,657,432 shares issued and outstanding at December 31, 2019	133,866	133,795
Retained earnings	105,911	102,743
Accumulated other comprehensive income	9,148	3,703
Total stockholders' equity	248,925	240,241
Total liabilities and stockholders' equity	$ 1,759,233	$ 1,781,010