BASIS OF PRESENTATION (Tables)

3 Months Ended

Mar. 31, 2020

BASIS OF PRESENTATION [Abstract]

Accounts of the Company and its Wholly Owned Subsidiaries

The consolidated financial statements include the accounts of Premier Financial Bancorp, Inc. (the Company) and its wholly owned subsidiaries (the “Banks”):

					March 31, 2020
		Year	Total		Net Income
Subsidiary	Location	Acquired	Assets		Qtr
Citizens Deposit Bank & Trust	Vanceburg, Kentucky	1991	$	554,340	$	1,583
Premier Bank, Inc.	Huntington, West Virginia	1998		1,197,522		4,233
Parent and Intercompany Eliminations				7,371		(448	)
Consolidated Total			$	1,759,233	$	5,368