STOCKHOLDERS' EQUITY AND REGULATORY MATTERS (Tables)

9 Months Ended

Sep. 30, 2019

STOCKHOLDERS' EQUITY AND REGULATORY MATTERS [Abstract]

Regulatory Capital Ratios

Shown below is a summary of regulatory capital ratios, exclusive of the capital conservation buffer, for the Company:

	September 30, 2019			December 31, 2018			Regulatory Minimum Requirements			To Be Considered Well Capitalized
Common Equity Tier 1 Capital (to Risk-Weighted Assets)		15.4	%		14.2	%		4.5	%		6.5	%
Tier 1 Capital (to Risk-Weighted Assets)		15.9	%		14.7	%		6.0	%		8.0	%
Total Capital (to Risk-Weighted Assets)		17.1	%		15.9	%		8.0	%		10.0	%
Tier 1 Capital (to Average Assets)		11.4	%		10.7	%		4.0	%		5.0	%