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STOCKHOLDERS' EQUITY AND REGULATORY MATTERS (Tables)
 6 Months Ended
Jun. 30, 2019
STOCKHOLDERS' EQUITY AND REGULATORY MATTERS [Abstract]  
Regulatory Capital Ratios
Shown below is a summary of regulatory capital ratios, exclusive of the capital conservation buffer, for the Company:

  
June 30,
2019
  
December 31,
2018
  
Regulatory
Minimum
Requirements
  
To Be Considered
Well Capitalized
 
Common Equity Tier 1 Capital (to Risk-Weighted Assets)
  
14.8
%
  
14.2
%
  
4.5
%
  
6.5
%
Tier 1 Capital (to Risk-Weighted Assets)
  
15.3
%
  
14.7
%
  
6.0
%
  
8.0
%
Total Capital (to Risk-Weighted Assets)
  
16.4
%
  
15.9
%
  
8.0
%
  
10.0
%
Tier 1 Capital (to Average Assets)
  
11.1
%
  
10.7
%
  
4.0
%
  
5.0
%