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FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Tables)
 12 Months Ended
Dec. 31, 2017
FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK [Abstract]  
Financial Instruments Whose Approximate Contract Amounts Represent Credit Risk
At December 31, 2017 and 2016, the Banks had the following financial instruments whose approximate contract amounts represent credit risk:

  
2017
  
2016
 
Standby letters of credit
 
$
3,936
  
$
11,415
 
         
Commitments to extend credit
        
Fixed
 
$
22,100
  
$
27,607
 
Variable
  
83,429
   
94,234