CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
ASSETS
Cash and due from banks	$ 40,814	$ 41,443
Interest bearing bank balances	37,191	55,720
Federal funds sold	4,658	7,555
Cash and cash equivalents	82,663	104,718
Time deposits with other banks	2,582	2,332
Securities available for sale	278,466	288,607
Loans	1,049,052	1,024,823
Allowance for loan losses	(12,104)	(10,836)
Net loans	1,036,948	1,013,987
Federal Home Loan Bank stock, at cost	3,185	3,200
Premises and equipment, net	23,815	24,224
Other real estate owned, net	19,966	12,665
Interest receivable	4,043	3,862
Goodwill	35,371	35,371
Other intangible assets	3,375	4,349
Deferred taxes	485	1,400
Other assets	2,525	1,478
Total assets	1,493,424	1,496,193
Deposits
Non-interest bearing	332,588	319,618
Time deposits, $250,000 and over	63,905	66,378
Other interest bearing	876,182	893,390
Total deposits	1,272,675	1,279,386
Securities sold under agreements to repurchase	23,310	23,820
Other borrowed funds	5,000	8,859
Subordinated debt	5,376	5,343
Interest payable	393	364
Other liabilities	3,315	4,237
Total liabilities	1,310,069	1,322,009
Stockholders' equity
Common stock, no par value; 20,000,000 shares authorized; 10,676,428 shares issued and outstanding in 2017, and 10,640,735 shares issued and outstanding in 2016	110,445	109,911
Retained earnings	74,983	66,195
Accumulated other comprehensive income (loss)	(2,073)	(1,922)
Total stockholders' equity	183,355	174,184
Total liabilities and stockholders' equity	$ 1,493,424	$ 1,496,193