STOCKHOLDERS' EQUITY (Tables)

12 Months Ended

Dec. 31, 2015

STOCKHOLDERS' EQUITY [Abstract]

Company and Subsidiary Banks' Capital Amounts and Ratios

The Company’s and the subsidiary Banks’ capital amounts and ratios as of December 31, 2015 and December 31, 2014 are presented in the table below.

											To Be Well Capitalized
						For Capital					Under Prompt Corrective
	Actual					Adequacy Purposes					Action Provisions
2015	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total Capital (to Risk-Weighted Assets):
Consolidated (1)	$	125,964		14.7	%	$	68,563		8	%	$	85,703		10	%
Premier Bank, Inc.		93,376		15.1			49,495		8			61,868		10
Citizens Deposit Bank		38,241		16.2			18,934		8			23,667		10
Tier I Capital (to Risk-Weighted Assets):
Consolidated (1)	$	116,317		13.6	%	$	51,422		6	%	$	68,563		8	%
Premier Bank, Inc.		86,062		13.9			37,121		6			49,495		8
Citizens Deposit Bank		35,908		15.2			14,200		6			18,934		8
Tier I Capital (to Average Assets):
Consolidated (1)	$	116,317		9.4	%	$	49,487		4	%	$	61,858		5	%
Premier Bank, Inc.		86,062		10.2			33,924		4			42,405		5
Citizens Deposit Bank		35,908		9.2			15,540		4			19,425		5
Common Equity Tier I Capital (to Risk-Weighted Assets):
Consolidated (1)	$	116,317		13.6	%	$	38,566		4.5	%	$	55,707		6.5	%
Premier Bank, Inc.		86,062		13.9			27,841		4.5			40,214		6.5
Citizens Deposit Bank		35,908		15.2			10,650		4.5			15,384		6.5
2014
Total Capital (to Risk-Weighted Assets):
Consolidated (1)	$	122,432		14.6	%	$	67,246		8	%	$	84,058		10	%
Premier Bank, Inc.		92,854		15.2			48,943		8			61,178		10
Citizens Deposit Bank		36,740		16.1			18,258		8			22,822		10
Tier I Capital (to Risk-Weighted Assets):
Consolidated (1)	$	112,085		13.3	%	$	33,623		4	%	$	50,435		6	%
Premier Bank, Inc.		85,203		13.9			24,471		4			36,707		6
Citizens Deposit Bank		34,319		15.0			9,129		4			13,693		6
Tier I Capital (to Average Assets):
Consolidated (1)	$	112,085		9.1	%	$	49,323		4	%	$	61,654		5	%
Premier Bank, Inc.		85,203		9.9			34,342		4			42,928		5
Citizens Deposit Bank		34,319		9.2			14,918		4			18,648		5
(1) Consolidated company is not subject to Prompt Corrective Action Provisions