PREMISES AND EQUIPMENT (Tables)

12 Months Ended

Dec. 31, 2015

PREMISES AND EQUIPMENT [Abstract]

Year-end Premises and Equipment

Year-end premises and equipment were as follows:

	2015			2014
Land and improvements	$	4,541		$	4,321
Buildings and leasehold improvements		17,521			16,822
Furniture and equipment		8,898			9,624
Assets purchased not yet placed in service		34			1,756
		30,994			32,523
Less: accumulated depreciation		(11,153	)		(11,139	)
	$	19,841		$	21,384

Operating Leases

Rent commitments, before considering renewal options that generally are present, were as follows:

2016	$	874
2017		806
2018		332
2019		218
2020		213
Thereafter		1,019
	$	3,462