STOCKHOLDERS' EQUITY AND REGULATORY MATTERS (Details) - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2015		Dec. 31, 2014
STOCKHOLDERS' EQUITY AND REGULATORY MATTERS [Abstract]
Number of previous years retained profit taken for dividend calculation	2 years
Funds available for dividends without prior approval	$ 5.5
Common Equity Tier I Capital (to Risk-Weighted Assets)	13.30%
Common Equity Tier I Capital (to Risk-Weighted Assets), Regulatory Minimum Requirements	4.50%
Common Equity Tier I Capital (to Risk-Weighted Assets), To Be Considered Well Capitalized	6.50%
Tier I Capital (to Risk-Weighted Assets)	13.30%		13.30%
Tier I Capital (to Risk-Weighted Assets), Regulatory Minimum Requirements	6.00%	[1]	4.00%
Tier I Capital (to Risk-Weighted Assets), To Be Considered Well Capitalized	8.00%	[1]	6.00%
Total Capital (to Risk-Weighted Assets)	14.40%		14.60%
Total Capital (to Risk-Weighted Assets), Regulatory Minimum Requirements	8.00%
Total Capital (to Risk-Weighted Assets), To Be Considered Well Capitalized	10.00%
Tier I Capital (to Average Assets)	9.30%		9.10%
Tier I Capital (to Average Assets), Regulatory Minimum Requirements	4.00%
Tier I Capital (to Average Assets), To Be Considered Well Capitalized	5.00%

[1] The regulatory requirements presented in the table are effective as of January 1, 2015. At December 31, 2014, the minimum Tier 1 capital to risk-weighted assets ratio was 4.0% and to be considered well capitalized the ratio was required to be at least 6.0%