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STOCKHOLDERS' EQUITY AND REGULATORY MATTERS (Tables)
 9 Months Ended
Sep. 30, 2014
STOCKHOLDERS' EQUITY AND REGULATORY MATTERS [Abstract]  
Summary of Regulatory Capital Ratios
Shown below is a summary of regulatory capital ratios for the Company:

  
Sept. 30,
2014
  
December 31,
2013
  
Regulatory
Minimum
Requirements
  
To Be
Considered
Well
Capitalized
 
Tier I Capital (to Risk-Weighted Assets)
  
14.0
%
  
16.9
%
  
4.0
%
  
6.0
%
Total Capital (to Risk-Weighted Assets)
  
15.2
%
  
18.2
%
  
8.0
%
  
10.0
%
Tier I Capital (to Average Assets)
  
9.2
%
  
11.0
%
  
4.0
%
  
5.0
%