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STOCKHOLDERS' EQUITY AND REGULATORY MATTERS (Tables)

6 Months Ended

Jun. 30, 2014

STOCKHOLDERS' EQUITY AND REGULATORY MATTERS [Abstract]

Shown below is a summary of regulatory capital ratios for the Company:

	June 30, 2014		December 31, 2013		Regulatory Minimum Requirements		To Be Considered Well Capitalized
Tier I Capital (to Risk-Weighted Assets)		15.0%		16.9%		4.0%		6.0%
Total Capital (to Risk-Weighted Assets)		16.2%		18.2%		8.0%		10.0%
Tier I Capital (to Average Assets)		9.5%		11.0%		4.0%		5.0%

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

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