BASIS OF PRESENTATION (Tables)

6 Months Ended

Jun. 30, 2014

BASIS OF PRESENTATION [Abstract]

Accounts of the Company and its Wholly Owned Subsidiaries

The consolidated financial statements include the accounts of Premier Financial Bancorp, Inc. (the Company) and its wholly owned subsidiaries (the “Banks”):

					June 30, 2014
		Year	Total		Net Income
Subsidiary	Location	Acquired	Assets		Qtr			YTD
Citizens Deposit Bank & Trust	Vanceburg, Kentucky	1991	$	368,479	$	955		$	2,260
Premier Bank, Inc.	Huntington, West Virginia	1998		896,228		2,193			5,087
Parent and Intercompany Eliminations				7,148		(48	)		(577	)
Consolidated Total			$	1,271,855	$	3,100		$	6,770