CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Cash flows from operating activities
Net income	$ 13,229	$ 10,323	$ 7,168
Adjustments to reconcile net income to net cash from operating activities
Depreciation and impairment of real estate, net	1,342	1,445	1,468
Provision for loan losses	(375)	4,260	3,630
Amortization (accretion), net	(463)	(1,098)	(1,351)
Writedowns (gains) on other real estate owned, net	716	957	(394)
Stock compensation expense	169	181	106
Loans originated for sale	(11,053)	(14,472)	(15,759)
Secondary market loans sold	11,432	14,653	17,491
Secondary market mortgage income	(256)	(311)	(314)
Gain on sale of loan	0	(2,463)	0
Gain on the disposition of securities available for sale	(1,413)	(545)	(18)
Changes in :
Interest receivable	271	94	245
Deferred income taxes	1,895	568	4,099
Other assets	649	3,439	(1,954)
Interest payable	(106)	(223)	(187)
Other liabilities	446	396	197
Net cash from operating activities	16,483	17,204	14,427
Cash flows from investing activities
Purchases of securities available for sale	(27,230)	(73,771)	(122,730)
Proceeds from maturities and calls of securities available for sale	73,801	69,329	109,165
Proceeds from the sale of securities available for sale	8,650	0	0
Purchase of FHLB stock, net of redemptions	(2)	1,035	(373)
Redemption of FRB stock	0	0	2,253
Net change in loans	(35,838)	(16,103)	26,066
Purchases of premises and equipment, net	(3,188)	(1,042)	(1,086)
Improvements to OREO property	(2,897)	0	0
Proceeds from sales of other real estate owned	3,846	6,105	5,135
Net cash from investing activities	17,142	(14,447)	18,430
Cash flows from financing activities
Net change in deposits	(6,524)	5,604	(59,783)
Net change in agreements to repurchase securities	(14,783)	2,897	(6,432)
Repayment of Federal Home Loan Bank advances	0	(10,042)	(2,564)
Repayment of other borrowed funds	(2,249)	(2,081)	(2,048)
Redemption of preferred stock	0	(9,237)	0
Proceeds from stock options exercised	571	192	0
Preferred stock dividends paid	(600)	(984)	(1,390)
Common stock dividends paid	(3,524)	(1,749)	0
Net cash from financing activities	(27,109)	(15,400)	(72,217)
Net change in cash and cash equivalents	6,516	(12,643)	(39,360)
Cash and cash equivalents at beginning of year	70,245	82,888	122,248
Cash and cash equivalents at end of year	76,761	70,245	82,888
Supplemental disclosures of cash flow information:
Cash paid during year for interest	4,881	6,659	8,514
Cash paid during the year for income taxes paid, net	5,410	2,549	2,459
Non-cash transactions
Loans transferred to real estate acquired through foreclosure	$ 1,823	$ 5,786	$ 8,134